Make a Gift with your IRA

If you are 70½ or older, you may be able to make a tax-advantaged gift directly from your IRA to the APBD Research Foundation through a Qualified Charitable Distribution (QCD).

Your gift can help advance critical APBD research while potentially providing valuable tax benefits.

Why Consider a QCD?

• Tax benefits
  A charitable gift transferred from your IRA directly to the APBD Research Foundation will not be taxed and can satisfy your required minimum distribution (RMD), which lowers your taxable income, maximizing benefits to both you and the Foundation.
  

• Ease
  You do not need an attorney to make this gift; simply contact your IRA administrator.
  

• Flexibility
  You may direct your QCD to support APBD Research Foundation’s greatest needs or designate your gift for a specific purpose, such as research, education, or capacity-building. If you would like to designate your gift, please contact Natacha Pires, Executive Director, at natacha@apbdrf.org to discuss your wishes and ensure we can honor your intended use.
  

IRA Gift Requirements

• Be age 70½ or older.

• If you are 73 or older, your gift may satisfy your required minimum distribution (RMD) and lower your taxable income.

• You can give up to $100,000 of your RMD per year.

• Transfer funds directly to the APBD Research Foundation.

How to Make Your Gift

Contact your IRA plan administrator directly and request that a Qualified Charitable Distribution (QCD) be transferred directly to the APBD Research Foundation. 

QCDs must be transferred directly from your IRA to APBD Research Foundation to qualify.

Once you initiate your gift, please let us know. IRA administrators do not always include the donor's name with the distribution, and notifying us helps ensure that we can identify and acknowledge your gift.

REMINDERS!

• QCDs must be distributed directly to the charity by your IRA administrator - amounts distributed to you first and then given to charity do not qualify as QCDs.

• The charity must receive the QCD on or before December 31, 2026 to be counted in the 2026 tax year. A postmark date of December 31, 2026, is not sufficient.

• IRA administrators don’t always include the donors’ names on distribution checks. If you’re planning to make a distribution to the APBD Research Foundation from your IRA, please let us know in advance so we’ll be able to identify your gift.

Thank You for Choosing to Support the APBD Research Foundation!